Free Calculator

Offset Account Calculator

See exactly how much your offset balance saves you in interest and time — and watch the difference play out month by month.

Your loan details

Monthly Repayment
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Same with or without offset
Interest Saved
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over the life of the loan
Time Saved
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off your loan term
Effective Rate
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with your offset balance
Scenario Monthly Total Interest Loan Paid Off
Without Offset -- -- --
With $0 Offset -- -- --
Your saving -- -- --
Disclaimer: This calculator provides estimates based on a standard principal and interest loan with a fixed interest rate and a constant offset balance throughout the loan term. In practice, offset balances fluctuate, rates change, and lenders may calculate interest daily or monthly. Results are indicative only. Speak with a Mankin Finance broker for a precise assessment of your situation.

Ready to put your offset to work?

Our brokers will find you the right loan structure and make sure your offset is set up correctly from day one.

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